Personal Memory
Extract appointments, tasks, deadlines, and commitments from notes/meetings into your searchable timeline. Attach context and resurface details when needed.
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Ambient Awareness
Finance Planner
AI-powered note-taking and financial planning for individuals and teams, designed for clarity and control.
AI-Powered• Notes to Actions
Bank-Level Security• Privacy First
Smart Automations• Email & Slack
Net Worth (demo)
$210,000
Cash Runway
7.2 mo
Bills Due This Week
0
🔒 End-to-end encryption🏦 Read-only banking📊 Clear reporting🧠 Context memory
Tracker and Planner
Smart Reminders
Timely nudges and weekly digests. Configure channels and quiet hours to match your workflow.
Action Tracker
With consent: record → transcribe → assign owners & due dates → auto follow-ups until done.
Cashflow Pulse
Live inflows vs. outflows across accounts. Spot anomalies fast and drill into categories.
3-Jar Budget
Personal: Necessities / Savings / Play. Business: Ops / Profit-Reserves / Growth. Threshold alerts keep you on track.
Fee & Interest Watch
Identify high expense ratios and costly APRs that erode returns. Get suggestions to cut waste.
Goal Alignment
Track progress (emergency fund, down payment, runway). Clear trajectory vs. target.
Bills & Subscriptions
Detect recurring charges, flag duplicates/unused services, and get reminders before due dates.
High-Impact Alerts
Prioritized signals for jar limits, missed due dates, or unusual transactions.
Ambient Awareness
Transform conversations into organized, actionable insights with a personal memory assistant and team tracker.
Key Point Extraction
Automatically capture appointments, tasks, deadlines, and names without manual tagging.
Store & Remind
Save moments to a searchable timeline with reminders via app, email, or Slack.
Team Action Tracking
Consent-based recording, transcription, task assignment, and automated follow-ups.
Onu goes beyond transcription by understanding context and delivering actionable nudges. Search by person, project, or topic to resurface decisions instantly, keeping your team aligned without extra meetings.
Cashflow Management
Simplify budgeting with our 3-Jar method, ensuring clarity for personal and business finances.
3-Jar Budget (Personal)
Auto-sort transactions into Necessities, Savings, and Play with customizable targets.
3-Jar Budget (Business)
Allocate funds to Ops, Profit/Reserves, and Growth to safeguard your runway.
Jar Reports & Alerts
Weekly percentage updates and threshold alerts to prevent overspending.
Connect accounts or track manually—Onu adapts to your needs. Visualize cash flow, maintain healthy ratios, and receive actionable recommendations to minimize waste and stay proactive.
Investment Insights
Consolidate balances, track diversification, and identify hidden costs like fees.
Portfolio Overview
View balances and holdings across accounts, connected or manually entered.
Performance Summary
Track gains/losses with clear trendlines for straightforward insights.
Diversification Snapshot
Analyze asset allocation across stocks, bonds, ETFs, crypto, and more.
Onu highlights expense ratios and advisory fees that erode returns, offering practical alternatives to maximize your earnings and keep your investments on track.
Liability Management
Centralize debt tracking and simulate faster payoff strategies with clear timelines.
Debt Overview
Consolidate balances, APRs, and due dates for loans, cards, and mortgages.
Interest Cost Tracker
Monitor YTD interest and projected costs to understand financial drag.
Payoff Timeline
Visualize debt-free timelines and test snowball or extra payment strategies.
Turn debt into a manageable plan. Onu provides clarity on interest costs and empowers you with strategies to accelerate payoff, building confidence through control.
Security & Privacy
Read-only banking connections • Data encryption at rest & in transit • Granular workspace permissions • Export anytime