Pattern detection
Onu detects daily, weekly, and monthly rhythms automatically — no tagging or manual setup.
Cashflow Engine
See money before it moves.
Onu turns raw transactions into a living picture of how money moves through your life — past, present, and the next 60 days — with zero spreadsheet work.
Daily, weekly & monthly patterns7 / 30 / 60 day projectionsHuman-readable insights
Start with demo data, then connect your bank via Plaid when you're ready. You stay in control of what Onu keeps.
From raw transactions to real behavior
The Cashflow Engine turns Plaid feeds into clear patterns: what you earn, what you spend, and what's likely to happen next.
Short-term projection
See projected balances for the next 7, 30, and 60 days across all accounts you connect.
Anomalies & drift
Spikes, dips, and month-over-month drift are surfaced as simple, readable insights.
Built on secure, read-only banking.
Accounts connect via Plaid. Onu never moves money — it only watches patterns and projects balances.