Baseline trajectory
Onu uses your existing patterns to build a simple, honest "keep doing this" savings curve.
Long-Term Simulation
See where this path leads.
Onu turns your current income and spending into simple multi-year projections — and shows how small changes add up over 1, 3, and 5 years.
1 / 3 / 5 year views"What if" slidersTrajectory health score
Start with your current pattern from the Cashflow Engine, then nudge a few sliders and see the future shift in plain language.
Future you, in simple numbers
The Long-Term Simulation Engine gives you a feel for where your current choices lead — and what happens if you nudge a few key levers.
Lifestyle scenarios
Reduce a category, increase savings, or change rent — then see the 1 / 3 / 5 year impact instantly.
Trajectory health
A simple color-coded sense of "how safe does this path look?" — red, yellow, or green, not a 40-field calculator.
Try one "what if" that feels doable.
Don't overhaul your personality. Nudge your path and watch the next few years bend in a calmer direction.