Budget Calculator
Allocate your income with the 50/30/20 rule or build your own custom jars. Toggle after-tax, choose currency, and export your plan. No login required.
If enabled, income is reduced by the tax rate below.
Budgeting Model
Adjust or add categories below.
Total allocation100.00%
Base: $4,000.00Model: 50/30/20
Needs (50%)
50.0%Wants (30%)
30.0%Savings/Debt (20%)
20.0%Final OutputBalanced
Allocation Base
$4,000.00
After-tax income
Total Allocation
100.00%
Perfect balance
Top Category (by %)
Needs (50%): 50.0%
Guides focus on your largest spend bucket
| Category | % | Monthly | Yearly |
|---|---|---|---|
| Needs (50%) | 50% | $2,000.00 | $24,000.00 |
| Wants (30%) | 30% | $1,200.00 | $14,400.00 |
| Savings/Debt (20%) | 20% | $800.00 | $9,600.00 |
CSV includes monthly & yearly allocations.
Allocation Base
After-Tax Income
$4,000.00
Percent Check
100.00%
Perfect balance
Currency
USD ($)
Local display only
Want automatic categorization and real-account tracking? Try the Onu app.
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