Budget Calculator

Allocate your income with the 50/30/20 rule or build your own custom jars. Toggle after-tax, choose currency, and export your plan. No login required.

If enabled, income is reduced by the tax rate below.

Budgeting Model
Adjust or add categories below.
Total allocation100.00%
Base: $4,000.00Model: 50/30/20
100%Allocated
Needs (50%)
50.0%
Wants (30%)
30.0%
Savings/Debt (20%)
20.0%
Final OutputBalanced
Allocation Base
$4,000.00
After-tax income
Total Allocation
100.00%
Perfect balance
Top Category (by %)
Needs (50%): 50.0%
Guides focus on your largest spend bucket
Category% MonthlyYearly
Needs (50%)50%$2,000.00$24,000.00
Wants (30%)30%$1,200.00$14,400.00
Savings/Debt (20%)20%$800.00$9,600.00

CSV includes monthly & yearly allocations.

Allocation Base

After-Tax Income

$4,000.00

Percent Check

100.00%

Perfect balance

Currency

USD ($)

Local display only

Want automatic categorization and real-account tracking? Try the Onu app.

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