US Treasury / Interest-Rate Snapshot
Live view of the 10-year Treasury yield and the Fed funds rate, plus a quick mortgage sensitivity explainer.
Source: FRED • Mode: Loading…
10Y Treasury (DGS10)
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Fed Funds (FEDFUNDS)
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Effective rate (latest)
Mortgage Sensitivity (per $100k)
Baseline rate: 6.00% (proxy + spread)
30-year: $600/mo → +1%: $665/mo (+$66/mo)
2.0 pp
Rule of thumb only. Actual mortgage rates vary by lender, credit profile, points, and fees.
10Y Treasury — 90-day Trend
Not enough data
No data
Fed Funds — 90-day Trend
Not enough data
No data
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CSV includes aligned dates with DGS10 and FEDFUNDS columns.
About
- • 10-year Treasury yield (DGS10) is a key benchmark for long-term borrowing.
- • Fed funds (FEDFUNDS) is the overnight rate targeted by the Federal Reserve.
- • Mortgage sensitivity uses a simple amortization model for per-$100k payments.
Disclaimers
This tool is for education only and not financial advice. Data may be delayed or revised by providers.
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